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Long Term Care

Thanks to constant medical advances, people are living longer nowadays and it's easy to take our ability to perform day-to-day activities for granted, but this can change... especially as we age.

Because better life expectancy does not translate into a better quality of life, it is imperative to plan a way for you to maintain your lifestyle and protect your financial security if one day medical problems prevent you from performing certain activities of daily living. Long term care insurance provides you with the financial resources to remain independent should you require the services of a long term care facility or professional services at home. It protects your retirement plans and gives you flexibility and control when making choices about the care you need.

Long term care insurance specifically provides you with the support and financial resources necessary to cover the out-of-pocket expenses for care, when you can no longer care for yourself. It provides a monthly indemnity if you lose the ability to care for yourself, due to cognitive impairment or a condition that results in the inability to perform two (2) or more of the following daily activities.

Daily activities

  • Eating;
  • Bathing;
  • Dressing;
  • Daily travel;
  • Toileting;
  • Maintaining continence.

Cognitive Impairments (significant deterioration of the following faculties)

  • Short or long term memory;
  • Orientation to people, places or time;
  • Deductive or abstract reasoning.

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Take advantage of PPTA's offer

  • Save 25% to 50% on your group insurance premiums with the Vias Concept
  • Update, secure and manage all of your financial coverages
  • Have expert claims management
  • Take advantage of innovating cost-control solutions, plan for the unexpected, and maximize your assets