{"id":1404,"date":"2022-08-12T13:47:53","date_gmt":"2022-08-12T17:47:53","guid":{"rendered":"https:\/\/ppta.ca\/tools\/calculateur-des-besoins-en-assurance-invalidite\/"},"modified":"2022-10-03T11:16:31","modified_gmt":"2022-10-03T15:16:31","slug":"calculate-your-disability-insurance-needs","status":"publish","type":"page","link":"https:\/\/ppta.ca\/en\/tools\/calculate-your-disability-insurance-needs\/","title":{"rendered":"Calculate your disability insurance needs"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row type=&#8221;in_grid&#8221; text_align=&#8221;inherit&#8221; el_class=&#8221;calculateur-row&#8221;][vc_column][vc_row_inner type=&#8221;full_width&#8221; text_align=&#8221;left&#8221; el_class=&#8221;padding-b-50&#8243;][vc_column_inner]<a href=\"\/en\/tools\/\" target=\"_self\" class=\"dist-btn type3\">All tools<\/a>[\/vc_column_inner][\/vc_row_inner][vc_column_text el_class=&#8221;calculateur-toptitle&#8221;]Calculators \u2014 Personal insurance[\/vc_column_text][vc_column_text el_class=&#8221;text-center&#8221;]<\/p>\n<h2>Calculate your disability insurance needs<\/h2>\n<p>[\/vc_column_text][vc_row_inner type=&#8221;full_width&#8221; text_align=&#8221;inherit&#8221; el_class=&#8221;calculateur-inner-row padding-b-120&#8243;][vc_column_inner]<div class=\"dist-shortcode-container wpb_content_element\">\u00a0\n <script type=\"text\/javascript\">\n\n\nfunction frais_subsistance_mois(mois, annee) {\nvar mois2 = parseInt(document.getElementById(mois).value);\nif(isNaN(mois2)){\nmois2 = 0;\ndocument.getElementById(mois).value=mois2;\n}\nvar annee2  = Math.round(mois2*12);\ndocument.getElementById(annee).value=annee2;\ncalcul();\n}\n\nfunction frais_subsistance_annee(annee, mois) {\nvar annee2 = parseInt(document.getElementById(annee).value);\nif(isNaN(annee2)){\nannee2 = 0;\ndocument.getElementById(annee).value=annee2;\n}\n\nvar mois2  = Math.round(annee2\/12);\ndocument.getElementById(mois).value=mois2;\ncalcul();\n}\n\n\nfunction revenu_apres_impot(imposable, apres_impot) {\nvar taux_imposition = parseInt(document.getElementById(\"taux_imposition\").value);\nvar apres_impot2 = parseInt(document.getElementById(apres_impot).value);\nif(isNaN(apres_impot2)){\napres_impot2 = 0;\ndocument.getElementById(apres_impot).value=apres_impot2;\n}\n\nvar imposable2  = Math.round(apres_impot2\/(100-taux_imposition)*100);\ndocument.getElementById(imposable).value=imposable2;\n\ncalcul();\n}\n\nfunction revenu_imposable(imposable, apres_impot) {\nvar taux_imposition = parseInt(document.getElementById(\"taux_imposition\").value);\nvar imposable2 = parseInt(document.getElementById(imposable).value);\nif(isNaN(imposable2)){\nimposable2 = 0;\ndocument.getElementById(imposable).value=imposable2;\n}\n\nvar apres_impot2  = Math.round(imposable2-(imposable2*taux_imposition\/100));\ndocument.getElementById(apres_impot).value=apres_impot2;\ncalcul();\n}\n\n\nfunction taux_imposition(){\nvar revenu_imposable1 = parseInt(document.getElementById(\"revenu_imposable1\").value);\nvar revenu_imposable2 = parseInt(document.getElementById(\"revenu_imposable2\").value);\nvar revenu_imposable3 = parseInt(document.getElementById(\"revenu_imposable3\").value);\nvar revenu_imposable4 = parseInt(document.getElementById(\"revenu_imposable4\").value);\nvar revenu_imposable5 = parseInt(document.getElementById(\"revenu_imposable5\").value);\nvar revenu_imposable6 = parseInt(document.getElementById(\"revenu_imposable6\").value);\nvar revenu_imposable7 = parseInt(document.getElementById(\"revenu_imposable7\").value);\n\n\nvar taux_imposition = parseInt(document.getElementById(\"taux_imposition\").value);\n\nif(taux_imposition <=0){\ntaux_imposition = 0;\ndocument.getElementById(\"taux_imposition\").value=taux_imposition;\n}else if(taux_imposition >=100){\ntaux_imposition = 100;\ndocument.getElementById(\"taux_imposition\").value=taux_imposition;\n}else if(isNaN(taux_imposition)){\ntaux_imposition = 25;\ndocument.getElementById(\"taux_imposition\").value=taux_imposition;\n}\n\n\nvar revenu_apres_impot1  = Math.round(revenu_imposable1-(revenu_imposable1*taux_imposition\/100));\ndocument.getElementById(\"revenu_apres_impot1\").value=revenu_apres_impot1;\n\nvar revenu_apres_impot2  = Math.round(revenu_imposable2-(revenu_imposable2*taux_imposition\/100));\ndocument.getElementById(\"revenu_apres_impot2\").value=revenu_apres_impot2;\n\nvar revenu_apres_impot3  = Math.round(revenu_imposable3-(revenu_imposable3*taux_imposition\/100));\ndocument.getElementById(\"revenu_apres_impot3\").value=revenu_apres_impot3;\n\nvar revenu_apres_impot4  = Math.round(revenu_imposable4-(revenu_imposable4*taux_imposition\/100));\ndocument.getElementById(\"revenu_apres_impot4\").value=revenu_apres_impot4;\n\nvar revenu_apres_impot5  = Math.round(revenu_imposable5-(revenu_imposable5*taux_imposition\/100));\ndocument.getElementById(\"revenu_apres_impot5\").value=revenu_apres_impot5;\n\nvar revenu_apres_impot6  = Math.round(revenu_imposable6-(revenu_imposable6*taux_imposition\/100));\ndocument.getElementById(\"revenu_apres_impot6\").value=revenu_apres_impot6;\n\nvar revenu_apres_impot7  = Math.round(revenu_imposable7-(revenu_imposable7*taux_imposition\/100));\ndocument.getElementById(\"revenu_apres_impot7\").value=revenu_apres_impot7;\n\n\ncalcul();\n}\n\n\nfunction calcul(){\n\nvar frais_subsistance1 = parseInt(document.getElementById(\"frais_subsistance1\").value);\nvar frais_subsistance2 = parseInt(document.getElementById(\"frais_subsistance2\").value);\nvar frais_subsistance3 = parseInt(document.getElementById(\"frais_subsistance3\").value);\nvar frais_subsistance4 = parseInt(document.getElementById(\"frais_subsistance4\").value);\nvar frais_subsistance5 = parseInt(document.getElementById(\"frais_subsistance5\").value);\nvar frais_subsistance6 = parseInt(document.getElementById(\"frais_subsistance6\").value);\nvar frais_subsistance7 = parseInt(document.getElementById(\"frais_subsistance7\").value);\nvar frais_subsistance8 = parseInt(document.getElementById(\"frais_subsistance8\").value);\nvar frais_subsistance9 = parseInt(document.getElementById(\"frais_subsistance9\").value);\nvar frais_subsistance10 = parseInt(document.getElementById(\"frais_subsistance10\").value);\nvar frais_subsistance11 = parseInt(document.getElementById(\"frais_subsistance11\").value);\nvar frais_subsistance12 = parseInt(document.getElementById(\"frais_subsistance12\").value);\nvar frais_subsistance13 = parseInt(document.getElementById(\"frais_subsistance13\").value);\nvar frais_subsistance14 = parseInt(document.getElementById(\"frais_subsistance14\").value);\nvar frais_subsistance15 = parseInt(document.getElementById(\"frais_subsistance15\").value);\n\n\n\nvar frais_subsistance_an3 = parseInt(document.getElementById(\"frais_subsistance_an3\").value);\nvar frais_subsistance_an9 = parseInt(document.getElementById(\"frais_subsistance_an9\").value);\nvar frais_subsistance_an10 = parseInt(document.getElementById(\"frais_subsistance_an10\").value);\nvar frais_subsistance_an11 = parseInt(document.getElementById(\"frais_subsistance_an11\").value);\nvar frais_subsistance_an12 = parseInt(document.getElementById(\"frais_subsistance_an12\").value);\nvar frais_subsistance_an13 = parseInt(document.getElementById(\"frais_subsistance_an13\").value);\nvar frais_subsistance_an14 = parseInt(document.getElementById(\"frais_subsistance_an14\").value);\nvar frais_subsistance_an15 = parseInt(document.getElementById(\"frais_subsistance_an15\").value);\n\n\n\nif(isNaN(frais_subsistance1)){\nfrais_subsistance1 = 0;\ndocument.getElementById(\"frais_subsistance1\").value=frais_subsistance1;\n}\n\nif(isNaN(frais_subsistance2)){\nfrais_subsistance2 = 0;\ndocument.getElementById(\"frais_subsistance2\").value=frais_subsistance2;\n}\n\n\n\nif(isNaN(frais_subsistance4)){\nfrais_subsistance4 = 0;\ndocument.getElementById(\"frais_subsistance4\").value=frais_subsistance4;\n}\n\nif(isNaN(frais_subsistance5)){\nfrais_subsistance5 = 0;\ndocument.getElementById(\"frais_subsistance5\").value=frais_subsistance5;\n}\n\nif(isNaN(frais_subsistance6)){\nfrais_subsistance6 = 0;\ndocument.getElementById(\"frais_subsistance6\").value=frais_subsistance6;\n}\n\nif(isNaN(frais_subsistance7)){\nfrais_subsistance7 = 0;\ndocument.getElementById(\"frais_subsistance7\").value=frais_subsistance7;\n}\n\nif(isNaN(frais_subsistance8)){\nfrais_subsistance8 = 0;\ndocument.getElementById(\"frais_subsistance8\").value=frais_subsistance8;\n}\n\n\nvar total_frais_mensuel =  frais_subsistance1 + frais_subsistance2 + frais_subsistance3 + frais_subsistance4 + frais_subsistance5 + frais_subsistance6 + frais_subsistance7 + frais_subsistance8 + frais_subsistance9 + frais_subsistance10 + frais_subsistance11 + frais_subsistance12 + frais_subsistance13 + frais_subsistance14 + frais_subsistance15;\n\n\n\n\n\n\nvar revenu_apres_impot1 = parseInt(document.getElementById(\"revenu_apres_impot1\").value);\nvar revenu_apres_impot2 = parseInt(document.getElementById(\"revenu_apres_impot2\").value);\nvar revenu_apres_impot3 = parseInt(document.getElementById(\"revenu_apres_impot3\").value);\nvar revenu_apres_impot4 = parseInt(document.getElementById(\"revenu_apres_impot4\").value);\nvar revenu_apres_impot5 = parseInt(document.getElementById(\"revenu_apres_impot5\").value);\nvar revenu_apres_impot6 = parseInt(document.getElementById(\"revenu_apres_impot6\").value);\nvar revenu_apres_impot7 = parseInt(document.getElementById(\"revenu_apres_impot7\").value);\n\n\n\nvar revenu_total_apres_impot = revenu_apres_impot1 + revenu_apres_impot2 + revenu_apres_impot3 + revenu_apres_impot4 + revenu_apres_impot5 + revenu_apres_impot6 + revenu_apres_impot7;\n\n\n\n\nvar assurance_necessaire = total_frais_mensuel - revenu_total_apres_impot;\n\nif(assurance_necessaire <= 0){\n\nassurance_necessaire = 0;\n\n}\n\n\ntotal_frais_mensuel = total_frais_mensuel.toString().replace(\/\\B(?=(\\d{3})+(?!\\d))\/g, \" \");\n\ndocument.getElementById(\"total_frais_mensuel\").innerHTML=total_frais_mensuel + \" $\";\ndocument.getElementById(\"total_frais_mensuel2\").innerHTML=total_frais_mensuel + \" $\";\n\n\nrevenu_total_apres_impot = revenu_total_apres_impot.toString().replace(\/\\B(?=(\\d{3})+(?!\\d))\/g, \" \");\n\ndocument.getElementById(\"revenu_total_apres_impot\").innerHTML=revenu_total_apres_impot + \" $\";\ndocument.getElementById(\"revenu_total_apres_impot2\").innerHTML=revenu_total_apres_impot + \" $\";\n\n\nassurance_necessaire = assurance_necessaire.toString().replace(\/\\B(?=(\\d{3})+(?!\\d))\/g, \" \");\n\ndocument.getElementById(\"assurance_necessaire\").innerHTML=assurance_necessaire + \" $\";\n\n}\n\n<\/script>\n\n<table cellpadding=\"0\" cellspacing=\"0\" style=\"width:100%;\">\n    <tbody>\n        <tr class=\"table-header\">\n            <td>Living expenses<\/td>\n            <td colspan=\"2\" class=\"td-centre\">Your information<\/td>\n        <\/tr>\n        <tr class=\"tr-gold\">\n            <td><\/td>\n            <td class=\"td-centre\">Per year<\/td>\n            <td class=\"td-centre\">Per month<\/td>\n        <\/tr>\n        <tr>\n            <td colspan=\"2\">Groceries<\/td>\n            <td>\n                <input type=\"text\" value=\"0\" id=\"frais_subsistance1\" onclick=\"if(this.value=='0'){this.value=''}\" onblur=\"if(this.value==''){this.value='0'}\" onchange=\"calcul();return false;\" class=\"input_dollar\">\n            <\/td>\n        <\/tr>\n        <tr class=\"tr-gris\">\n            <td colspan=\"2\">Mortgage\/Rent<\/td>\n            <td>\n                <input type=\"text\" value=\"0\" id=\"frais_subsistance2\" onclick=\"if(this.value=='0'){this.value=''}\" onblur=\"if(this.value==''){this.value='0'}\" onchange=\"calcul();return false;\" class=\"input_dollar\">\n            <\/td>\n        <\/tr>\n        <tr>\n            <td>Property taxes<\/td>\n            <td>\n                <input type=\"text\" id=\"frais_subsistance_an3\" onchange=\"frais_subsistance_annee('frais_subsistance_an3', 'frais_subsistance3');return false;\" class=\"input_dollar\">\n            <\/td>\n            <td>\n                <input type=\"text\" value=\"0\" id=\"frais_subsistance3\" onclick=\"if(this.value=='0'){this.value=''}\" onblur=\"if(this.value==''){this.value='0'}\" onchange=\"frais_subsistance_mois('frais_subsistance3', 'frais_subsistance_an3');return false;\" class=\"input_dollar\">\n            <\/td>\n        <\/tr>\n        <tr class=\"tr-gris\">\n            <td colspan=\"2\">Public utilities (gas, water, electricity)<\/td>\n            <td>\n                <input type=\"text\" value=\"0\" id=\"frais_subsistance4\" onclick=\"if(this.value=='0'){this.value=''}\" onblur=\"if(this.value==''){this.value='0'}\" onchange=\"calcul();return false;\" class=\"input_dollar\">\n            <\/td>\n        <\/tr>\n        <tr>\n            <td colspan=\"2\">Services (land line, cell phone, cable, Internet, home alarm system)<\/td>\n            <td>\n                <input type=\"text\" value=\"0\" id=\"frais_subsistance5\" onclick=\"if(this.value=='0'){this.value=''}\" onblur=\"if(this.value==''){this.value='0'}\" onchange=\"calcul();return false;\" class=\"input_dollar\">\n            <\/td>\n        <\/tr>\n        <tr class=\"tr-gris\">\n            <td colspan=\"2\">Reimbursement of debt (credit cards, line of credit, persona loans)<\/td>\n            <td>\n                <input type=\"text\" value=\"0\" id=\"frais_subsistance6\" onclick=\"if(this.value=='0'){this.value=''}\" onblur=\"if(this.value==''){this.value='0'}\" onchange=\"calcul();return false;\" class=\"input_dollar\">\n            <\/td>\n        <\/tr>\n        <tr>\n            <td colspan=\"2\">Car loan or lease<\/td>\n            <td>\n                <input type=\"text\" value=\"0\" id=\"frais_subsistance7\" onclick=\"if(this.value=='0'){this.value=''}\" onblur=\"if(this.value==''){this.value='0'}\" onchange=\"calcul();return false;\" class=\"input_dollar\">\n            <\/td>\n        <\/tr>\n        <tr class=\"tr-gris\">\n            <td colspan=\"2\">Transportation expenses (fuel, tolls, vehicle maintenance, transit, etc.)<\/td>\n            <td>\n                <input type=\"text\" value=\"0\" id=\"frais_subsistance8\" onclick=\"if(this.value=='0'){this.value=''}\" onblur=\"if(this.value==''){this.value='0'}\" onchange=\"calcul();return false;\" class=\"input_dollar\">\n            <\/td>\n        <\/tr>\n        <tr>\n            <td>Insurance premiums (house, car, life and others)<\/td>\n            <td>\n                <input type=\"text\" id=\"frais_subsistance_an9\" onchange=\"frais_subsistance_annee('frais_subsistance_an9', 'frais_subsistance9');return false;\" class=\"input_dollar\">\n            <\/td>\n            <td>\n                <input type=\"text\" value=\"0\" id=\"frais_subsistance9\" onclick=\"if(this.value=='0'){this.value=''}\" onblur=\"if(this.value==''){this.value='0'}\" onchange=\"frais_subsistance_mois('frais_subsistance9', 'frais_subsistance_an9');return false;\" class=\"input_dollar\">\n            <\/td>\n        <\/tr>\n        <tr class=\"tr-gris\">\n            <td>Medical expenses (medical care, dental and medications)<\/td>\n            <td>\n                <input type=\"text\" id=\"frais_subsistance_an10\" onchange=\"frais_subsistance_annee('frais_subsistance_an10', 'frais_subsistance10');return false;\" class=\"input_dollar\">\n            <\/td>\n            <td>\n                <input type=\"text\" value=\"0\" id=\"frais_subsistance10\" onclick=\"if(this.value=='0'){this.value=''}\" onblur=\"if(this.value==''){this.value='0'}\" onchange=\"frais_subsistance_mois('frais_subsistance10', 'frais_subsistance_an10');return false;\" class=\"input_dollar\">\n            <\/td>\n        <\/tr>\n        <tr>\n            <td>Clothes<\/td>\n            <td>\n                <input type=\"text\" id=\"frais_subsistance_an11\" onchange=\"frais_subsistance_annee('frais_subsistance_an11', 'frais_subsistance11');return false;\" class=\"input_dollar\">\n            <\/td>\n            <td>\n                <input type=\"text\" value=\"0\" id=\"frais_subsistance11\" onclick=\"if(this.value=='0'){this.value=''}\" onblur=\"if(this.value==''){this.value='0'}\" onchange=\"frais_subsistance_mois('frais_subsistance11', 'frais_subsistance_an11');return false;\" class=\"input_dollar\">\n            <\/td>\n        <\/tr>\n        <tr class=\"tr-gris\">\n            <td>Gifts (birthdays, holidays, etc.)<\/td>\n            <td>\n                <input type=\"text\" id=\"frais_subsistance_an12\" onchange=\"frais_subsistance_annee('frais_subsistance_an12', 'frais_subsistance12');return false;\" class=\"input_dollar\">\n            <\/td>\n            <td>\n                <input type=\"text\" value=\"0\" id=\"frais_subsistance12\" onclick=\"if(this.value=='0'){this.value=''}\" onblur=\"if(this.value==''){this.value='0'}\" onchange=\"frais_subsistance_mois('frais_subsistance12', 'frais_subsistance_an12');return false;\" class=\"input_dollar\">\n            <\/td>\n        <\/tr>\n        <tr>\n            <td>Leisure (hobbies, cinema, golf, restaurants, club memberships, children\u2019s activities, vacations, etc.)<\/td>\n            <td>\n                <input type=\"text\" id=\"frais_subsistance_an13\" onchange=\"frais_subsistance_annee('frais_subsistance_an13', 'frais_subsistance13');return false;\" class=\"input_dollar\">\n            <\/td>\n            <td>\n                <input type=\"text\" value=\"0\" id=\"frais_subsistance13\" onclick=\"if(this.value=='0'){this.value=''}\" onblur=\"if(this.value==''){this.value='0'}\" onchange=\"frais_subsistance_mois('frais_subsistance13', 'frais_subsistance_an13');return false;\" class=\"input_dollar\">\n            <\/td>\n        <\/tr>\n        <tr class=\"tr-gris\">\n            <td>Savings (money set aside for retirement, studies, etc.)<\/td>\n            <td>\n                <input type=\"text\" id=\"frais_subsistance_an14\" onchange=\"frais_subsistance_annee('frais_subsistance_an14', 'frais_subsistance14');return false;\" class=\"input_dollar\">\n            <\/td>\n            <td>\n                <input type=\"text\" value=\"0\" id=\"frais_subsistance14\" onclick=\"if(this.value=='0'){this.value=''}\" onblur=\"if(this.value==''){this.value='0'}\" onchange=\"frais_subsistance_mois('frais_subsistance14', 'frais_subsistance_an14');return false;\" class=\"input_dollar\">\n            <\/td>\n        <\/tr>\n        <tr>\n            <td>Other expenses (spending money, home maintenance and renovation, seasonal costs, etc.)<\/td>\n            <td>\n                <input type=\"text\" id=\"frais_subsistance_an15\" onchange=\"frais_subsistance_annee('frais_subsistance_an15', 'frais_subsistance15');return false;\" class=\"input_dollar\">\n            <\/td>\n            <td>\n                <input type=\"text\" value=\"0\" id=\"frais_subsistance15\" onclick=\"if(this.value=='0'){this.value=''}\" onblur=\"if(this.value==''){this.value='0'}\" onchange=\"frais_subsistance_mois('frais_subsistance15', 'frais_subsistance_an15');return false;\" class=\"input_dollar\">\n            <\/td>\n        <\/tr>\n        <tr class=\"table-header\">\n            <td colspan=\"3\">Totals<\/td>\n        <\/tr>\n        <tr>\n            <td colspan=\"2\">Total monthly expenses<\/td>\n            <td id=\"total_frais_mensuel\" class=\"td-droite\">0 $<\/td>\n        <\/tr>\n        <tr class=\"tr-gris\">\n            <td colspan=\"2\">Estimated average income tax rate during disability<\/td>\n            <td>\n                <input type=\"text\" value=\"25\" id=\"taux_imposition\" onclick=\"if(this.value=='25'){this.value=''}\" onblur=\"if(this.value==''){this.value='25'}\" onchange=\"taux_imposition();return false;\" class=\"input_pourcentage\">\n            <\/td>\n        <\/tr>\n    <\/tbody>\n<\/table>\n<br><br>\n<table cellpadding=\"0\" cellspacing=\"0\" style=\"width:100%;\">\n    <tbody>\n        <tr class=\"table-header\">\n            <td colspan=\"3\">Projected monthly income during disability<\/td>\n        <\/tr>\n        <tr class=\"tr-gold\">\n            <td><\/td>\n            <td>Taxable<\/td>\n            <td>After tax<\/td>\n        <\/tr>\n        <tr>\n            <td>Benefits from long-term group disability insurance (income replacement benefits payable via a plan sponsored by the employer, or other group disability insurance)<\/td>\n            <td>\n                <input type=\"text\" id=\"revenu_imposable1\" onchange=\"revenu_imposable('revenu_imposable1', 'revenu_apres_impot1');return false;\" class=\"input_dollar\">\n            <\/td>\n            <td>\n                <input type=\"text\" value=\"0\" id=\"revenu_apres_impot1\" onclick=\"if(this.value=='0'){this.value=''}\" onblur=\"if(this.value==''){this.value='0'}\" onchange=\"revenu_apres_impot('revenu_imposable1', 'revenu_apres_impot1');return false;\" class=\"input_dollar\">\n            <\/td>\n        <\/tr>\n        <tr class=\"tr-gris\">\n            <td>Benefits from individual disability insurance (income replacement benefits payable from any individual disability insurance coverage purchased by you)<\/td>\n            <td>\n                <input type=\"text\" id=\"revenu_imposable2\" onchange=\"revenu_imposable('revenu_imposable2', 'revenu_apres_impot2');return false;\" class=\"input_dollar\">\n            <\/td>\n            <td>\n                <input type=\"text\" value=\"0\" id=\"revenu_apres_impot2\" onclick=\"if(this.value=='0'){this.value=''}\" onblur=\"if(this.value==''){this.value='0'}\" onchange=\"revenu_apres_impot('revenu_imposable2', 'revenu_apres_impot2');return false;\" class=\"input_dollar\">\n            <\/td>\n        <\/tr>\n        <tr>\n            <td>Investment income (income from your investments, including shares and mutual funds)<\/td>\n            <td>\n                <input type=\"text\" id=\"revenu_imposable3\" onchange=\"revenu_imposable('revenu_imposable3', 'revenu_apres_impot3');return false;\" class=\"input_dollar\">\n            <\/td>\n            <td>\n                <input type=\"text\" value=\"0\" id=\"revenu_apres_impot3\" onclick=\"if(this.value=='0'){this.value=''}\" onblur=\"if(this.value==''){this.value='0'}\" onchange=\"revenu_apres_impot('revenu_imposable3', 'revenu_apres_impot3');return false;\" class=\"input_dollar\">\n            <\/td>\n        <\/tr>\n        <tr class=\"tr-gris\">\n            <td>Unearned income (rent, royalties and other revenue you will continue to receive even if you are disabled)<\/td>\n            <td>\n                <input type=\"text\" id=\"revenu_imposable4\" onchange=\"revenu_imposable('revenu_imposable4', 'revenu_apres_impot4');return false;\" class=\"input_dollar\">\n            <\/td>\n            <td>\n                <input type=\"text\" value=\"0\" id=\"revenu_apres_impot4\" onclick=\"if(this.value=='0'){this.value=''}\" onblur=\"if(this.value==''){this.value='0'}\" onchange=\"revenu_apres_impot('revenu_imposable4', 'revenu_apres_impot4');return false;\" class=\"input_dollar\">\n            <\/td>\n        <\/tr>\n        <tr>\n            <td>Company income (business income you will continue to receive even if you are disabled)<\/td>\n            <td>\n                <input type=\"text\" id=\"revenu_imposable5\" onchange=\"revenu_imposable('revenu_imposable5', 'revenu_apres_impot5');return false;\" class=\"input_dollar\">\n            <\/td>\n            <td>\n                <input type=\"text\" value=\"0\" id=\"revenu_apres_impot5\" onclick=\"if(this.value=='0'){this.value=''}\" onblur=\"if(this.value==''){this.value='0'}\" onchange=\"revenu_apres_impot('revenu_imposable5', 'revenu_apres_impot5');return false;\" class=\"input_dollar\">\n            <\/td>\n        <\/tr>\n        <tr class=\"tr-gris\">\n            <td>Other sources of long-term disability benefits<\/td>\n            <td>\n                <input type=\"text\" id=\"revenu_imposable6\" onchange=\"revenu_imposable('revenu_imposable6', 'revenu_apres_impot6');return false;\" class=\"input_dollar\">\n            <\/td>\n            <td>\n                <input type=\"text\" value=\"0\" id=\"revenu_apres_impot6\" onclick=\"if(this.value=='0'){this.value=''}\" onblur=\"if(this.value==''){this.value='0'}\" onchange=\"revenu_apres_impot('revenu_imposable6', 'revenu_apres_impot6');return false;\" class=\"input_dollar\">\n            <\/td>\n        <\/tr>\n        <tr>\n            <td>Your spouse\u2019s income<\/td>\n            <td>\n                <input type=\"text\" id=\"revenu_imposable7\" onchange=\"revenu_imposable('revenu_imposable7', 'revenu_apres_impot7');return false;\" class=\"input_dollar\">\n            <\/td>\n            <td>\n                <input type=\"text\" value=\"0\" id=\"revenu_apres_impot7\" onclick=\"if(this.value=='0'){this.value=''}\" onblur=\"if(this.value==''){this.value='0'}\" onchange=\"revenu_apres_impot('revenu_imposable7', 'revenu_apres_impot7');return false;\" class=\"input_dollar\">\n            <\/td>\n        <\/tr>\n        <tr class=\"tr-gris\">\n            <td>Income after all taxes during a disability<\/td>\n            <td colspan=\"2\" id=\"revenu_total_apres_impot\" class=\"td-droite\">0 $<\/td>\n        <\/tr>\n        <tr class=\"table-header\">\n            <td colspan=\"3\">Totals<\/td>\n        <\/tr>\n        <tr>\n            <td>Total Income after taxes during a disability<\/td>\n            <td colspan=\"2\" id=\"revenu_total_apres_impot2\" class=\"td-droite\">0 $<\/td>\n        <\/tr>\n        <tr class=\"tr-gris\">\n            <td>Total monthly needs<\/td>\n            <td colspan=\"2\" id=\"total_frais_mensuel2\" class=\"td-droite\">0 $<\/td>\n        <\/tr>\n        <tr>\n            <td>Monthly disability insurance required<\/td>\n            <td colspan=\"2\" id=\"assurance_necessaire\" class=\"td-droite\">0 $<\/td>\n        <\/tr>\n    <\/tbody>\n<\/table>\n\n    <\/div>[\/vc_column_inner][\/vc_row_inner][vc_column_text el_class=&#8221;text-center&#8221;]Note: The calculator is provided for information purposes only. PPTA is committed to keeping this tool up to date, but cannot guarantee that the information and results obtained will be accurate, reliable or complete. PPTA is not responsible for any loss or damage that may arise from the use of this calculator, we invite you to <a class=\"gold-color\" href=\"https:\/\/ppta.ca\/en\/about-us\/the-team\/\">consult your advisor<\/a> to benefit from a personalized and complete service.[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row type=&#8221;in_grid&#8221; text_align=&#8221;inherit&#8221; el_class=&#8221;calculateur-row&#8221;][vc_column][vc_row_inner type=&#8221;full_width&#8221; text_align=&#8221;left&#8221; el_class=&#8221;padding-b-50&#8243;][vc_column_inner][\/vc_column_inner][\/vc_row_inner][vc_column_text el_class=&#8221;calculateur-toptitle&#8221;]Calculators \u2014 Personal insurance[\/vc_column_text][vc_column_text el_class=&#8221;text-center&#8221;] Calculate your disability insurance needs [\/vc_column_text][vc_row_inner type=&#8221;full_width&#8221; text_align=&#8221;inherit&#8221; el_class=&#8221;calculateur-inner-row padding-b-120&#8243;][vc_column_inner][\/vc_column_inner][\/vc_row_inner][vc_column_text el_class=&#8221;text-center&#8221;]Note: The calculator is provided for information purposes only. PPTA is committed to keeping this tool up to date, but cannot guarantee that the information and results obtained will be accurate, reliable or [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":1395,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","footnotes":""},"class_list":["post-1404","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/ppta.ca\/en\/wp-json\/wp\/v2\/pages\/1404","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ppta.ca\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/ppta.ca\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/ppta.ca\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ppta.ca\/en\/wp-json\/wp\/v2\/comments?post=1404"}],"version-history":[{"count":2,"href":"https:\/\/ppta.ca\/en\/wp-json\/wp\/v2\/pages\/1404\/revisions"}],"predecessor-version":[{"id":1406,"href":"https:\/\/ppta.ca\/en\/wp-json\/wp\/v2\/pages\/1404\/revisions\/1406"}],"up":[{"embeddable":true,"href":"https:\/\/ppta.ca\/en\/wp-json\/wp\/v2\/pages\/1395"}],"wp:attachment":[{"href":"https:\/\/ppta.ca\/en\/wp-json\/wp\/v2\/media?parent=1404"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}